The following is an example of a location that does only 300 transactions per month with a $1.25 surcharge. It should show how a location owner can profit monetarily in three major ways and increase the bottom line for the business.

1. Surcharge Revenue.

300 transactions at $1.25 = $375.00 per month.

2. Additional Profit From the Money Spent at the Location.

1. 300 transactions x $52.00 (Average Transaction) = over 15,000 per month
2. $15,000 x 25% (spent at location) x 25% (Average markup) will generate over $900.00 extra profit each month.

3. Monthly Cost (Assuming an 8% local state tax).

1. Fair Market Value Buy-out: ($250.00 lease + local state tax + dedicated telephone line) Monthly cost is approximately $300.00
2. A $1.00 Buy-out option is available for slightly more.

Surcharge Revenue + Additional Profit will yield over $900.00 a month after costs.

4. Return on Money Used in the ATM Machines.

1. Three days earn $30.00 on use of $1,200.00
2. 365 days earn $3,650 on use of $1,200.00 (as same $1,200.00 is recycled)

That is a 304% return on your $1,200 / yr. (after expenses). Even if you put $3,000 in the ATM to assure that the machine does not run low, it is 121% return. Again, this is an example of a location that does 10 transactions a day. We have locations that do from 20 to 100 transactions per day. You can use your own figures based on your traffic.